Most people insure their homes, cars, pets and even gadgets but do not adequately protect themselves or their businesses.
For many families, the cost of living takes up a sizeable portion of their income but have you considered how you would pay for your mortgage, utility bills, food, mobile phone and car, if you were unable to work due to long term sickness. You will be surprised at how little you will receive in State benefits so you shouldn’t rely on the government to take care of your family.
Areas where we can help include:
- Life assurance cover
- Relevant Life Plans
- Critical illness cover
- Protecting your income
- Business protection
- Life assurance for Inheritance tax planning
There are many different types of protection plans available; we will discuss with you the most appropriate type of plan to meet your needs and ensure it is established in the most tax efficient manner. We can also review your existing cover to ensure that this continues to meet your current circumstances and that it has been set up correctly, for example, that it has been written in Trust, where appropriate.