Our Lifestyle Financial Planning service, delivered by our Guildford based specialist, focuses on helping you manage your financial resources effectively.
Using sophisticated online analysis tools, we will work closely with you to develop a detailed financial plan that is designed to help you achieve and maintain your desired lifestyle throughout life. Or, to put it another way – to help you avoid running out of money.
The first step is to consider your objectives and lifestyle goals and to gather all the relevant financial data from you. We then produce an initial financial review to help you gain a better understanding of where you are now and what your financial future currently looks like.
We will discuss this with you and then look at ways in which we can improve things to increase your chances of a successful outcome. This may involve better tax planning, a new or more tax efficient investment strategy, a review of income and expenses – or a combination of all of these.
One of the most powerful features of the software is that it allows us to test different financial planning strategies and varying assumptions and to see immediately how these might impact upon your financial position. The ability to see how decisions taken today might affect your future enables you to make better informed decisions and gives you the opportunity to plan ahead more effectively than ever before.
Also known as lifetime cash flow forecasting, this service can be invaluable in areas such as retirement and estate planning, budgeting for school or care home fees and for directors selling a business. We also work with solicitors where, for example, these forecasts have been particularly useful in matrimonial disputes for ascertaining future income requirements.
Regular reviews are an integral part of this service to ensure that your Lifestyle Financial Plan remains on track.
To find out more about our Lifestyle Financial Planning service please contact Nick Kacigeras on 01483 508580.